• What is Danamart?
  • What is financial technology-based money lending service?
  • How does financial technology-based money lending services work?
  • What are the benefits of financial technology-based money lending services for borrowers / MSME entrepreneurs?
  • What are the benefits of financial technology-based money lending services for funders?
  • Is the information and personal data provided safe?
  • Does Danamart provide funds?
  • Does Danamart recommend funding for certain loans?
  • Is Danamart regulated by the OJK?
  • What is a loan?
  • Who is the Borrower?
  • Who can become a Borrower?
  • How do you apply for a loan through Danamart?
  • How do I get a loan?
  • What is the minimum and maximum loan that can be submitted to Danamart?
  • What information / documents are needed to apply for a loan?
  • How long does it take to get a loan from Danamart?
  • Does Danamart check every loan that comes in?
  • Do we have to provide collateral to get a loan?
  • How do I pay installments?
  • Will the loan that has been published on the Danamart website be sure to be funded by lenders?
  • Can everyone see loan information published on the Danamart website?
  • Can Danamart do promotions on the proposed loan?
  • Will the borrower receive direct disbursement of funds after the funder has made funding?
  • If the loan has been funded, how does the Borrower receive the loan money?
  • When will the installment payment start?
  • Can we pay installments before the specified date?
  • Can you apply for a new loan if the previous loan has not been paid off?
  • What is the Invoice Financing?
  • What is the minimum and maximum loan that can be submitted with the Invoice Financing?
  • How long is the tenor available for Invoice Financing?
  • How safe is the invoice financing product?
  • Can all types of invoices / invoices be the basis for applying for a loan?
  • How does Danamart assess the feasibility of invoices to be funded?
  • What is a Purchase Order Financing?
  • What is the minimum and maximum loan that can be submitted with a Purchase Order Financing?
  • How long is the tenor available for Purchase Order Financing?
  • Are all types of purchase orders the basis for applying for a loan?
  • Is there a registration fee if you want to become a funder and fund a loan found on Danamart?
  • Are there fees charged to the Borrower if applying for a loan to Danamart and what are the costs?
  • How much is the Platform Commission charged to the Borrower by Danamart?
  • When will the Platform commission be paid?
  • Who is meant by Funders?
  • Who can become a Funder?
  • Is funding at Danamart safe?
  • What is the minimum and maximum amount to fund at Danamart?
  • What if my borrower fails to pay?
  • How do I send funds to fund a loan at Danamart?
  • When will I get payment from the loan?
  • Will information about the Borrower be notified to the Funder?
  • Who is the Partner?
  • Who can be a partner?
  • What is virtual account number?
  • Why must use a virtual account?
  • When do I get virtual account number?
  • Is the virtual account safe to use?
  • What is the minimum balance limit on a virtual account?
  • What is Electronic Document?
  • What is the process of signing a contract for the Funder?
  • What is the process of signing a contract for the Borrower?
  • What is an electronic signature? And under what conditions can a person be declared as your hand? What legal basis governs it in Indonesia?
  • Does the electronic signature have legal force and the same legal consequences as the signature on paper?
  • Can agreements made electronically be used as evidence in court proceedings? What is the legal basis?
  • Does an agreement or other document that is signed without using stamp duty have legal power?
  • If there are other people and the person signs an electronic agreement for me, am I bound by the contents of the agreement?
  • Who are the Electronic Signature Organizers based on laws and regulations?
  • Note
  • What are the tax implications for the Borrower?
  • What are the tax implications for Funders?
  • Is interest income earned from loan funding at Danamart tax free?
  • Will the Funder get the Proof of State Revenue / Proof of Withholding Tax?
  • What are the risks that might occur in this information technology-based lending service?